We have all heard the countless stories saying that various Social Security programs are running out of money. Each year we are apparently getting closer and closer to the funds drying up. Officials blame fraud and other misuse as reasons for the problem, especially when discussing Social Security Disability payments. They cite examples of undeserving applicants or judges with high SSD appeals approval rates to prove their theories.
However, these explanations may be missing one of the more likely reasons that the programs are running low on money. The baby boomers have started aging, meaning many of them have started to develop conditions that make SSD income a necessity.